Shop on credit


Get your bidorbuy essentials on credit today with mobicred – a revolving credit solution created for online shopping!

Whether you are enchanted by the auction experience, or you just can’t resist a great deal, mobicred is here to make sure that finances are never a problem again. Get what you want, when you want it with the first online revolving credit product to hit South Africa. Read on to find out more about mobicred.

What is mobicred?

Mobicred is a simple and convenient online credit payment facility that allows you to shop on bidorbuy and repay the amount over 12 months.
Who created mobicred?

Director and founder, Jason Sive, got the idea to start mobicred when he was travelling in Europe. Sive came across a similar service owned by PayPal called Bill Me Later. He realised the opportunity for such a product in the South African marketplace and launched mobicred in 2013.

What are the advantages?

  • Freedom and convenience to buy when you want
  • Affordable monthly installments
  • Easy online account management
  • Lower risk than using a credit card
  • No 3D credit card authentication service

How can I get started?

Step 1: Complete the online application form on the mobicred website.

Step 2: You will receive notification that you have been approved or declined. Please note that the approval process may take up to 2 business days.

Step 3: Browse bidorbuy for the product you want and check that the seller offers mobicred.

Step 4: Add the item to your shopping cart and select the mobicred payment option upon checkout.

What are the requirements?

  • South African ID number
  • Age 18 years or older
  • Earn a minimum monthly salary of R4500
  • An existing and valid bank account in your name
  • A current and valid email address and cellphone number

How does mobicred make their money?

Mobicred, just like banks, make their money from initiation fees when a customer signs up, a monthly service fee, transaction fees and from the interest charged on the credit. Please note that mobicred fees are excluded from the monthly payment amount displayed on the product listing. Mobicred will confirm all fees with the buyer when the account is opened.

For further details on your mobicred account you can log into your account. Should you have any queries, please contact mobicred via email: or call on 08600MCRED(62733).